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| | Credit Cards Choose the Card That's Right for You. Community Bank offers a variety of options that allow you to pick the card that’s right for you. If you want to earn bonus points on every purchase and want to earn bonus points automatically, then the VISA Bonus Rewards Card or the VISA Bonus Rewards PLUS Card is your ideal choice. If you are looking for the simplicity and convenience of a traditional credit card with generous credit line, then a VISA Platinum credit card is perfect for you. | | VISA Bonus Rewards | VISA Bonus Rewards PLUS | VISA Platinum | | Benefits | Rewards | Rewards | | | No Annual Fee | X | $50 | X | | 0% Introductory Rate | first 6 billing cycles | first 6 billing cycles | first 12 billing cycles | | Special First Time Use Bonus | $25 | $50 | - | | Earn 1 point for every net $1 you spend | X | X | - | | Bonus Points automatically earned every month | 25% bonus on all points | 50% bonus on all points | - | | No Caps or Limits on Rewards | Five years to redeem points | Five years to redeem points | | | Travel Redemptions Starting At | 25,000 points | 25,000 points | - | | Unlimited 1% Cash Back | X | X | - | | Popular Retail Gift Cards | 2,500 points | 2,500 points | - | | Name Brand Merchandise | low as 1,800 points | low as 1,800 points | - | | Warranty Manager Service | X | X | X | | Zero Liability Fraud Protection | X | X | X | | Auto Rental Collision Damage Waiver | X | X | X | | Theft Coverage | X | X | X |
VISA Bonus Rewards Card and Visa Bonus Rewards PLUS Card This option is good for consumers who are looking for a credit card with exceptional rewards. No annual fee and special 0% introductory rate for the first 6 billing cycles on purchases and balance transfers. Post-introductory variable APR is PRIME plus 6.74%-17.74% based on credit worthiness. Must be 18 years of age, have a valid U.S. address and Social Security Number. VISA Platinum This option provides the simplicity offered by a non-rewards credit card and provides all the benefits of a VISA Card. It is a good option for consumers who want to save on interest and pay down balances. No annual fee and a special 0% introductory rate for the first 12 billing cycles on purchases and balance transfers. Post-introductory variable APR is PRIME plus 6.74% -17.74% based on credit worthiness. Must be 18 years of age, have a valid U.S. address and Social Security Number. | |
Consumer Specialty Credit CardsVISA College Rewards A good option for consumers who are college students looking to build their financial independence, earn rewards, and have the flexibility of managing their accounts online. Must be 18 years of age, have a valid U.S. address and Social Security Number, and must be attending an accredited 2-4 year educational institution. Consumer must individually demonstrate an ability to repay the debts incurred.  | Earn 1 point for every net $1 you spend | | 1,000 bonus points with first purchase | | Maximum of 30,000 points earned annually | | Reward choices include: cash back, retail gift cards, merchandise, discount vouchers for travel | | Variable APR: Prime Plus 8.74%-17.74% based on credit worthiness | | No Annual Fee |
Secured VISA A good option for consumers who are looking to build or rebuild credit and need a credit card for situations where credit cards are necessary. Must be 18 years of age; have a valid U.S. address and Social Security Number; and a security deposit in the form of a cashier's check or money order or, if applying online, ACH transfer is available. The credit limit will be equal to the amount of their security deposit. | Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card | | Variable APR: Prime Plus 17.74% | | Annual Fee: $35 |
For more information about any the VISA Credit Cards, contact a banker at any Community Bank location. Credit Card Applications | |
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