| Current Rates May 1, 2013 This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.  View printable version
| Account Product Name | Minimum Opening Deposit | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield | | | | | | | | 03 Month Certificate of Deposita | $1,000.00 | $1,000.00 | 0.30% | 0.30% | | 06 Month Certificate of Deposita | $1,000.00 | $1,000.00 | 0.40% | 0.40% | | 12 Month Certificate of Deposita | $1,000.00 | $1,000.00 | 0.50% | 0.50% | | 24 Month Certificate of Deposita | $1,000.00 | $1,000.00 | 0.65% | 0.65% | | 36 Month Certificate of Deposita | $1,000.00 | $1,000.00 | 0.85% | 0.85% | | 12 Month IRA Certificatea | $1,000.00 | $1,000.00 | 0.50% | 0.50% | | 18 Month Add-on IRA Certificatea | $100.00 | $100.00 | 0.55% | 0.55% | | 24 Month IRA Certificatea | $1,000.00 | $1,000.00 | 0.65% | 0.65% | | 36 Month IRA Certificatea | $1,000.00 | $1,000.00 | 0.85% | 0.85% | | Basic Interest Checkingb | $200.00 | $200.00 | 0.10% | 0.10% | | Primetimers Accountb | | | 0.40% | 0.40% | | Prestige Checking b | $1,000.00 | $1,000.00 | | | | Daily Balances of: | | | | | up to $49,999.99
$50,000.00 - 99,999.99
$100,000.00 - 999,999,999.99 | 0.10%
0.40%
0.50% | 0.10%
0.40%
0.50% | | Prestige Savingsb | $50.00 | $50.00 | | | | Daily Balances of: | | | | | up to $24,999.99
$25,000.00 - 49,999.99
$50,000.00 - 99,999.99
$100,000.00 and up | 0.20%
0.30%
0.50%
0.60% | 0.20%
0.30%
0.50%
0.60% | | Young Ones Passbook Accountb | $10.00 | $10.00 | 0.50% | 0.50% | | Health Savings Account (HSA)b | | | 1.00% | 1.00% | | 14 Month CD Speciala | $1,000.00 | $1,000.00 | 0.60% | 0.60% | | 14 Month IRA Speciala | $1,000.00 | $1,000.00 | 0.60% | 0.60% | | 28 Month CD Speciala | $1,000.00 | $1,000.00 | 0.80% | 0.80% | | 28 Month IRA Speciala | $1,000.00 | $1,000.00 | 0.80% | 0.80% | | 54 Month CD Speciala | $1,000.00 | $1,000.00 | 1.25% | 1.25% | | 54 Month IRA Speciala | $1,000.00 | $1,000.00 | 1.25% | 1.25% | | | | | | | a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening. | | Certificate of Deposit Features | | 1) A penalty may be imposed for early withdrawal. Certificates with a term of 12 months or less are subject to a 3 month loss of interest. Certificates with a term of over 1 year are subject to a 6 months loss of interest. | | 2) All certificates are automatically renewable after a ten day grace period. Certificates renew at the standard rates. | | 3) Annual Percentage Yield assumes interest earned remains on deposit until maturity. Early withdrawal of interest will reduce earnings. | | 4) Interest is compounded semi-annually unless otherwise noted on CD. | | | | | | | | Checking & Savings Account Features | | 1) The interest rate and annual percentage yields may change after account opening. | | 2) Fees could reduce the earnings on the account. | | 3) Young Ones Savings accounts have no maintenance fee until the account holder reaches the age of 18. At that time the account will be converted to a Prestige Savings Account. | | 4) Interest is compounded quarterly on all savings accounts. APY assumes interest remains on deposit. | | 5) Interest is compounded monthly on all checking accounts. APY assumes interest remains on deposit. | | 6) Refer to your Truth in Savings Disclosure for all fees that may apply to your account. |
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