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Traditional IRA
2013 IRA Deduction Limits
IFA holder is covered by a Retirement Plan at work

IF filing status is...AND your modified AGI is...THEN you can take...
Married filing jointly or qualifying window(er)
$95,000 or less
a full deduction up to the amount of your contribution limit
more than $95,000 but less than $115,000
a partial deduction
$115,000 or more
no deduction
Married filing separately
less than $10,000
a partial deduction
$10,000 or more
no deduction
Single, Head of Household
$59,000 or less
a full deduction up to the amount of your contribution
more than $59,000 but less than $69,000
a partial deduction
$69,000 or more
no deduction
 
If you file separately and did not live with your spouse at any time during the year, your IRA deduction is determined under the Single filing status.