Consumer Card Services

Providing you with options to meet your financial needs and lifestyle. In addition to making purchases, some cards provide the ability to earn rewards!


EMV Debit Card

One card does it all when you use the Community Bank EMV Debit Card that has the power of Visa®. You can use it just like a check by presenting it at the time of purchase. The amount is deducted automatically from your checking account. Typically you will receive a receipt for record keeping, and each transaction is detailed on your monthly checking account statement. You can also use your Community Bank EMV Debit Card at an ATM for quick access to cash.

When using your EMV Debit Card, if the retailer has a chip-enabled terminal, simply insert your card face up. The card will remain in the terminal while the transaction is processed; removing your card before you are prompted can disable your card. Before removing your card, you will be prompted to enter your PIN or provide a signature to verify the transaction. If the retailer does not have a chip-enabled terminal, swipe your card through the merchant terminal and enter your PIN, just as you do at an ATM

Community Bank offers two different debit cards for consumer accounts - EMV Debit Card and Heath Savings Account EMV Debit Card.


Money Pass

MoneyPass is the nationwide surcharge-free ATM network operated by Elan Financial Services. With more than 23,000 surcharge-free ATMs and 60 million cardholders, there are plenty of benefits for you. Locate a MoneyPass ATM near you by downloading the app or directly go to their website.

 Apple App Store           Google Play           MoneyPass    

Card Valet

Alerts help you play it safe. Payment cards offer both convenience and risk. CardValet manages the risk by allowing you to define when, where and how your cards can be used.

  • Receive alerts whenever your payment cards are used
  • Establish transaction controls for dollar amount limits, merchant categories, transaction types and geographic locations
  • Safeguard your cards: turn them “off” if they’re misplaced or stolen and back “on” when you’re ready to use them

Tips for Using Your Cards Responsibly

Upon receiving your new card, you will be required to activate the card. You can do this by calling the number listed on the card or making a withdrawal at an ATM. You will also set up your pin while you are activating your card.

  • Keep your PIN private. Memorize it and don’t write it down. Never tell it to anyone.
  • Always take sales receipts. They contain valuable information you may need later.
  • Know your daily card limit. This limit is set based on your normal spending habits to protect you in the event that your card is lost or stolen. If you will be making larger purchases or traveling out of the country, please contact a personal banker to ensure that your purchases will be processed correctly.
  • Lost or Stolen. Contact us immediately. This will limit your liability in case of fraudulent use of your card.  

     St. Andrews Drive Mankato  (507) 385-4444
     Madison Ave Mankato  (507) 385-2840
     Vernon Center  (507) 549-4400
     Amboy  (507) 674-4420
     Weekends or Evenings  (800) 472-3272


Consumer Credit Cards

Choosing the right credit card is easier than ever. No matter which card you choose, you enjoy important features like EMV smart chip technology for added security, mobile purchasing capability for added convenience, and much more! Services are provided by Elan Financial Services. Click on the cards types below to learn more.



1Rewards points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account.  First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express.  MasterCard is a registered trademark of MasterCard International Incorporated.  American Express is a federally registered service.


Gift Cards

The Community Bank Visa Gift Card is the ideal gift for anyone, for any occasion! Recipients can choose their perfect gift themselves – from clothes to music, movie tickets to dinner and much more. Plus, it’s safer than cash. Additional features of the prepaid Visa Gift Card include:

  • An all-occasion gift: use if for birthdays, holidays, weddings, graduations and more
  • Visa acceptance – welcome everywhere Visa Debit Cards are accepted
  • Choice: unlike store gift cards and gift certificates, you can use it almost anywhere (includes online and mail order purchases)
  • Available in any denomination: You specify, from $25 - $1,000.00
  • Fee for purchase 





Personalization Settings



Community Bank would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

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