Consumer Card Services

Our consumer card services provide you with options to meet your financial needs and lifestyle. In addition to making purchases, some cards provide the ability to earn rewards!


EMV Debit Card

One card does it all when you use the Community Bank EMV Debit Card that has the power of Visa®. You can use it just like a check by presenting it at the time of purchase. The amount is deducted automatically from your checking account. You can also use your Community Bank EMV Debit Card at an ATM for quick access to cash.

Money Pass

MoneyPass is the nationwide surcharge-free ATM network operated by Elan Financial Services. With more than 23,000 surcharge-free ATMs and 60 million cardholders, there are plenty of benefits for you.

Tips for Using Your Cards Responsibly

Upon receiving your new card, you will be required to activate the card. You can do this by calling the number listed on the card or making a withdrawal at an ATM. You will also set up your pin while you are activating your card.

  • Keep your PIN private. Memorize it and don’t write it down. Never tell it to anyone.
  • Always take sales receipts. They contain valuable information you may need later.
  • Know your daily card limit. This limit is set based on your normal spending habits to protect you in the event that your card is lost or stolen. If you will be making larger purchases or traveling out of the state or country, please contact a personal banker to ensure that your purchases will be processed correctly.

Lost or Stolen Card

Contact us immediately if your card has been lost or stolen. This will limit your liability in case of fraudulent use of your card.

  • St. Andrews Drive Mankato (507) 385-4444
  • Madison Ave Mankato (507) 625-1551
  • Amboy (507) 674-3300
  • Eagle Lake (507) 257-5120
  • Vernon Center (507) 549-3679
  • Weekends or Evenings (800) 472-3272

If a suspicious transaction does occur, you may receive the following notification:

You may not be aware of it, but your debit card has around-the-clock monitoring to help protect against fraud. With our EnFact service, fraud specialists will watch for suspicious card activity on your account 24/7, 365 days a year. As a result, when transactions occur that are not consistent with your usual card activity, you could receive notifications from the Community Bank Fraud Detection Center to verify the authenticity of these transactions — sometimes even while the transaction is happening.

Keeping this in mind, don’t be surprised if you receive a call from the following number: (877) 253-8964. Of course, to take full advantage of this service, we need to make sure that Community Bank always has your most current contact information on file. This will allow us to easily reach out to you in the event of suspicious or out of the ordinary debit card transactions. We recommend that you create a contact that references this number as Community Bank Fraud Department. This will help you know to pick up the call rather than assume it’s a spam call. 

Consumer Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day / 365 days per year.
  • Plus much more!
*Elan Financial Services provides zero fraud liability for unauthorized transaction. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issue of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Learn more about Consumer Credit Cards



Gift Cards

The Community Bank Visa Gift Card is the ideal gift for anyone, for any occasion! Recipients can choose their perfect gift themselves – from clothes to music, movie tickets to dinner and much more. Plus, it’s safer than cash. Additional features of the prepaid Visa Gift Card include:

  • An all-occasion gift: use it for birthdays, holidays, weddings, graduations and more
  • Visa acceptance – welcome everywhere Visa Debit Cards are accepted
  • Choice: unlike store gift cards and gift certificates, you can use it almost anywhere (includes online and mail order purchases)
  • Available in any denomination: You specify, from $25 - $1,000.00
  • $4 fee per gift card purchased





Personalization Settings



Community Bank would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

Please do not remind again

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