Online Banking
Our consumer card services provide you with options to meet your financial needs and lifestyle. In addition to making purchases, some cards provide the ability to earn rewards!
One card does it all when you use the Community Bank EMV Debit Card that has the power of Visa®. You can use it just like a check by presenting it at the time of purchase. The amount is deducted automatically from your checking account. You can also use your Community Bank EMV Debit Card at an ATM for quick access to cash.
MoneyPass is the nationwide surcharge-free ATM network operated by Elan Financial Services. With more than 23,000 surcharge-free ATMs and 60 million cardholders, there are plenty of benefits for you.
Upon receiving your new card, you will be required to activate the card. You can do this by calling the number listed on the card or making a withdrawal at an ATM. You will also set up your pin while you are activating your card.
Contact us immediately if your card has been lost or stolen. This will limit your liability in case of fraudulent use of your card.
Your debit card is monitored 24/7, 365 days a year through our EnFact fraud monitoring service to help protect against unauthorized activity. Fraud specialists continuously monitor transactions for unusual or suspicious activity on your account.
If a transaction appears inconsistent with your normal card usage, you may receive a phone call or text message from the Community Bank Fraud Detection Center to verify whether the transaction is legitimate — sometimes even while the transaction is occurring.
Please note that both phone calls and text messages from the Community Bank Fraud Detection Center are legitimate and backed by Community Bank. To ensure we can contact you quickly if suspicious activity is detected, it is important that we always have your most current phone number and contact information on file.
Community Bank will never ask for personal or account information through these notifications. However, our fraud detection service may reference a merchant name and transaction amount to help you identify the potentially fraudulent charge.
If you need assistance or have questions about your debit card after business hours, please call (877) 805-2499. This is where you can report a card lost/stolen, initiate a dispute for fraud or non-fraud, reset pin attempts, make limit adjustments, make travel exemptions, and manage CardHub.
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you'll enjoy important features like:
*Elan Financial Services provides zero fraud liability for unauthorized transaction. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Learn more about Consumer Credit Cards
Send a Payment:
Cardmember ServiceP.O. Box 790408St. Louis, MO 63179-0408
Send an Overnight Payment:
Cardmember Service824 N 11th StreetSt. Louis, MO 63101-1016
For questions about your account or to report a lost or stolen card:
https://card.myaccountaccess.com/credit/mobileApp.do
The Community Bank Visa Gift Card is the ideal gift for anyone, for any occasion! Recipients can choose their perfect gift themselves – from clothes to music, movie tickets to dinner and much more. Plus, it’s safer than cash. Additional features of the prepaid Visa Gift Card include:
Yes, please call 1-866-244-5360 to activate your Gift Card and receive your Personal Identification Number (PIN) to be used for POS purchases only.
It can be used to make purchases everywhere Visa® debit cards are accepted in the United States.
You may use your Gift Card to make purchases in the United States only.
No, the PIN number is for making POS purchases only.
Select credit for signature transactions and debit for POS transactions using your PIN.
Here are some tips when using the card at:
Go to My Account or call 1-866-244-5360.
Registering the card identifies the gift recipient as the owner of the card and may be used to authorize on-line or phone purchases. To register your card, follow www.harlandclarkegiftcard.com. Login using your account number, the 3 digit code found on the back of the card and the last 4 digits of your phone number. Follow the instructions under "Card Registration."
The card's available balance is probably less than the purchase amount. Call 1-866-244-5360 for the remaining balance on the card and use another form of payment to pay the difference, subject to the policy of the merchant.
Each merchant location has its own return policies and will handle the returns in the same manner as any other Visa® debit purchase.
No, cash back is not an option on your Gift Card, unless required by State Law.
No, the card cannot be reloaded.
You should immediately report any problems or a lost or stolen card by calling the 24-hour toll-free support line at 1-866-244-5360. A replacement card will be issued and any available balance will be transferred to the new card, less the $5.00 lost/stolen fee that will be deducted from your card's available balance (a new card issuance fee may also apply).
Yes. The expiration date is 7 years from date of manufacture of card. The funds on this card will be available until spent or until the date shown on the front of the card, which is at least 5 years from the date the value was loaded.
After the expiration date shown on the front of the card, any remaining funds will no longer be available.
Any authorization request that is greater than the card's available balance will be declined. However, there can be times when a Visa® merchant puts an item through without prior authorization. If an overdraft occurs, you will be required to make a payment to Cardholder Services to cover the negative amount.
Payments should be sent to:Cardholder ServicesPO Box 7235 Sioux Falls, SD 57117-7235
Simply call the toll-free customer service number, 1-866-244-5360, and they will walk you through the process.
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