Checking, Savings & CDs

Checking

All checking accounts include a variety of companion services that provide convenient access to your funds and account information. Choose any or all of the following: Debit Card with ATM access, Online Banking, Mobile Banking, Mobile Deposit, Bill Pay, Zelle and eStatements.

Current Rates

Checking Accounts	Free Checking	Basic Interest Checking	Primetime Checking	Advantage Checking
Minimum Opening Deposit	$100	$200	$100	$100
Minimum Balance Required	N/A	$200	$1,500 in total consumer deposits	$10,000 in total combined consumer deposits and/or consumer loans outstanding
Interest	N/A	Variable rate of interest	Variable rate of interest	Variable rate of interest
Maintenance Fee (if minimum balance is not met)	N/A	$5 monthly maintenance fee and $.20 per debit or check if balance drops below $200 any day during the monthly statement cycle	$10 monthly maintenance fee if total combined consumer deposits drop below $1,500 any day during the monthly statement cycle	$10 monthly maintenance fee if total combined consumer deposit and outstanding loan balance drops below $10,000 any day during the monthly statement cycle
Highlights	No minimum balance required	Free check images with your monthly printed statement	-Available to those age 50 or older -Two Free Cashier’s Checks per day -Free Primetime Club Checks -$5 Discount on Safe Deposit Box with Autopay -Social, Travel & Educational Opportunities	-1st Box of Checks Free at Account Opening -Two Free Cashier’s Checks per day -$5 Discount on Safe Deposit Box with Auto Pay

Savings

Whether you’re just starting to save or you’ve been saving for years, we have an account to help you reach your financial goals. Our savings accounts are built for every stage of life so you can continue to grow at Community Bank.

Current Rates

Savings Accounts	Prestige Savings	Blue Chip Money Market	Primetime Savings
Minimum Opening Deposit	$50	$25,000	$50
Minimum Balance Required	$50	$25,000	$50
Interest	Variable rate of interest	Variable rate of interest	Variable rate of interest
Maintenance Fee (if minimum balance is not met)	$5 quarterly maintenance fee if balance drops below $50 any day during your quarterly statement cycle Waived for holders 17 years or younger	$10 monthly maintenance fee if balance drops below $25,000 any day during your monthly statement cycle	$5 quarterly maintenance fee if balance drops below $50 any day during your quarterly statement cycle
Highlights	eStatements available	-Free monthly statements -eStatements available	-Available to those ages 50 or older -Social, travel and educational opportunities -eStatements available

Certificate of Deposit (CD)

If you’re able to deposit funds for a specific period of time, a Community Bank CD provides a fixed interest rate for the term of your CD. Upon maturity, we provide a grace period of 10 calendar days before your certificate will automatically renew. The rate adjusts to the current standard interest rate upon maturity. Terms vary.

Current Rates

• Variety of rates and terms
• 10 calendar day grace period upon maturity
• Rate adjusts to current standard interest rate upon maturity
• Fixed interest rate for term of investment
• Penalty may be imposed for early withdrawal
• Insured by Federal Deposit Insurance Corporation for up to $250,000 per depositor