Health Savings Account

Community Bank offers Health Savings Accounts that require no minimal balance and are free from monthly and annual fees.


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Your Community Bank HSA

A Community Bank Health Savings Account allows you to save for future medical expenses while your funds earn a competitive rate of interest. The HSA works with a High Deductible Health Care Plan to allow you and your employees to make contributions and accumulate earnings tax free. The funds in the account will accumulate until you need them. Distributions are also tax free as long as funds are sued for qualified medical expenses. You can choose to pay your medical expenses by check, debit card or with online bill pay.

  • No annual or monthly fee
  • No minimum balance
  • Earn a competitive rate of interest
  • Free HSA checks
  • Free HSA debit card with EMV chip
  • Free Online Banking & Mobile Banking
  • No fee for the first 15 bills paid per month with Bill Pay. $0.50 per bill over 15 bills
  • eStatements available

Qualifications for a HSA

  • Covered under a High Deductible Health Plan (HDHP)
  • Not covered by any other health plan that is not HDHP
  • Not currently covered by Medicare benefits
  • Not eligible to be claimed as a dependent on another's person's tax return

HSA Contributions

Once the eligibility requirements are met, anyone can contribute to an HSA on an individual's behalf (the individual, the employer, their family, etc.) as long as they do not exceed the total annual maximum.

2019 Tax YearIndividualFamily

Contribution Limits



Catch-up Contribution Age 55 to 64



Minimum Annual HDHP Deductible



Maximum Annual HDHP Deductible & Out-of-pocket Limit




IRS Publication 969


Personalization Settings



Community Bank would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

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