Rates

Interest Rates & Annual Percentage Yields are current as of 
September 26th, 2024.

Financial Calculators

 
 Printer Friendly VersionPrint Icon

 

Account ProductInterest RateAPYaMinimum Opening DepositAccount RequirementsInterest Compounding & Crediting

Free Checking

0.00%

0.00%

$100.00

  • No minimum balance
  • No monthly maintenance fee

None

Basic Interest Checking*

0.05%

0.05% 

$200.00

  • $200 minimum balance
  • $5 monthly maintenance fee & $.20 per debit if balance drops below $200 any day during your monthly statement cycle

Monthly

Advantage Checking*  

$100.00   

  • $10,000 minimum balance in total consumer deposits and/or loans outstanding
  • $10 monthly maintenance fee if combined balance drops below $10,000 any day during your monthly statement cycle

Monthly

   
Daily Balance of:

Up to $49,999.99

0.05%

0.05%

$50,000.00-99,999.99

0.10%

0.10%

$100,000.00 & up

0.20%

0.20% 

Primetime Checking*  

$100.00      

  • Available to those age 50 or older
  • $1,500 minimum balance in total consumer deposits
  • $10 monthly maintenance fee if total deposits drop below $1,500 any day during your monthly statement cycle

Monthly

Daily Balance of:

Up to $24,999.99

0.05%

0.05% 

$25,000.00-49,999.99

0.10% 

0.10% 

$50,000.00-99,999.99

0.15% 

0.15% 

$100,000.00-249,999.99

0.20% 

0.20% 

$250,000.00 & up

0.30% 

0.30% 

Health Savings Account*

 1.00%

1.00% 

 $0.00

  • Must meet HSA qualifications
  • No minimum balance
  • No monthly maintenance fee 

 Monthly

Prestige Savings*  

$50.00

  • $50 minimum balance
  • $5 quarterly maintenance fee if balance drops below $50 any day during your quarterly statement cycle
   

Quarterly     

Daily Balance of:

Up to $24,999.99

 0.05%

0.05% 

$25,000.00-49,999.99

0.10%

0.10% 

$50,000.00-99,999.99

0.15% 

0.15% 

$100,000.00 & up

0.25% 

0.25% 

Primetime Savings* 

$50.00     

  • Available to those age 50 or older
  • $50 minimum balance
  • $1,500 minimum balance in total consumer deposits ¹
  • $5 quarterly maintenance fee if balance drops below $50 any day during your quarterly statement cycle
  

Quarterly 

    

Daily Balance of:

Up to $49,999.99

0.15% 

0.15% 

$50,000.00-99,999.99

0.25% 

0.25% 

$100,000.00-249,999.99

0.30% 

0.30% 

$250,000.00 & up

0.40% 

0.40% 

Blue Chip MMDA* 

$25,000.00     

  • $25,000 minimum balance
  • $10 monthly maintenance fee if balance drops below $25,000 any day during your monthly statement cycle
  

Monthly

    

Daily Balance of:

Up to $24,999.99

0.90% 

0.90% 

$25,000.00-99,999.99

1.10% 

1.10% 

$100,000.00-249,999.99

1.30% 

1.31% 

$250,000.00 & up

1.50% 

1.51% 

Young Ones Savings*

 0.30%

 0.30%

$10.00 

  • No minimum balance
  • No monthly service charge ²

 Quarterly

Certificates of Deposit** & IRAs**     

3 Month

0.10% 

0.10% 

$1,000.00 

$1,000 Minimum Balance 

At Maturity 

6 Month

0.20% 

0.20% 

$1,000.00 

$1,000 Minimum Balance 

At Maturity 

12 Month

0.25%

0.25% 

$1,000.00 

$1,000 Minimum Balance 

Semi-annually 

24 Month

0.35% 

0.35% 

$1,000.00 

$1,000 Minimum Balance 

Semi-annually 

36 Month

0.50% 

0.50% 

$1,000.00 

$1,000 Minimum Balance 

Semi-annually 

48 Month

0.60%

0.60%

$1,000.00

$1,000 Minimum Balance

Semi-annually

18 Month Add-on IRA only

0.40% 

0.40% 

 $100.00

$100 Minimum Balance 

Semi-annually 

8 Month Special

4.60%

4.64%

$5,000.00

$5,000 Minimum Balance

At Maturity

14 Month Special

3.70%

3.74%

$5,000.00

$5,000 Minimum Balance

Semi-annually

ª Annual Percentage Yield

¹ To maintain Primetime Club membership

² This account is available to anyone 17 years old or younger 

*The interest rate and annual percentage yield may change after opening

**A penalty may be imposed for early withdrawal

Fees could reduce earnings on the account

Balance Computation Method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

 

 

Personalization Settings

x

Welcome

Community Bank would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

Please do not remind again

Back to top